Phil brings over four decades of experience to his role as a financial advisor, rooted in a family legacy of service and integrity. His career began in 1979 at his family’s independent insurance agency, where he developed a foundational belief that superior client outcomes are the direct result of personalized, high-touch service.

After a successful transition in 1998, Phil dedicated his time to refining his approach to individual financial planning. He observed a recurring gap in the industry: clients were often underserved regardless of their asset level. Driven by a commitment to rectify this, Phil re-entered the market with a firm focus on delivering institutional-grade service to every client, ensuring that excellence remains the standard rather than the exception.

Phil holds Series 6, 7, 63, and 65 securities licenses, along with Life and Annuity insurance licenses. He is a recognized mentor in the Circle of Wealth program, where he helps shape the next generation of financial professionals.

Outside of the office, Phil values his time with his wife, Bernice. He is a devoted father to three sons and a proud grandfather to three grandchildren, with a fourth on the way. He believes that the same dedication he brings to his clients is what sustains a strong, multi-generational family foundation.